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  Supplemental Health Products
     
  Nationwide® Supplemental Health Insurance Plans  
     
  Our Accident and Hospital plans help when its needed most  
  So your health plan suddenly has a much higher deductible than it used to; and maybe you're considering or have already purchased a Health Savings Account (HSA) to help, but is that really all you need?  
     
  Most health plans cover routine expenses after a deductible is met and plan members contribute a co-payment. Only a small percentage of those members, however, will actually reach their deductible in order to obtain the benefits from their insurance plan.  
     
 

Our studies show that the majority of people who meet their deductible do so because of unexpected events, such as accidents or hospital stays. An HSA may provide some protection, but what if the account is new or low on funds because of recent activity?

 
     
  Nationwide offers Supplemental Health Insurance Products (SHIPs) to businesses with 51 or more employees. Regardless of whether your employees have an HSA, learn how one of our SHIPs can help lead your crew to a safe harbor when unexpected health expenses arise.  
     
  Our Supplemental Health Products brochure (PDF) provides general information about these products. For specific details about available coverage, review our sample Certificates of Coverage.  
     
  Certificates of Coverage  
  These certificate specimens are for illustrative purposes only. Actual certificates may vary based on specific benefit elections and individual state regulations:  
   
  You'll need Adobe Acrobat Reader to view files in PDF format. To obtain a free copy of Adobe Acrobat Reader, visit the Adobe website.  
     
  Product examples  
   
  Think it can't happen to you?  
  Many people make fair estimates for annual family healthcare costs, but no one can predict when an accident or hospital stay might cross their path. Not financially prepared for an emergency? A Nationwide SHIP can provide the extra financial support you'll need.  
     
 
Need to know more?

If you have questions or would like more information, our product representatives at the Nationwide Consumer Solutions Center can help.


phone: 866-202-2603
email: nwhealth@nationwide.com
hours: 8:30am - 5:00pm EST
 
     

 

 

Nationwide Specialty HealthSM provides specialty health insurance options for individuals, small groups and small businesses. They offer Group accident medical insurance for a variety of businesses and organizations, individual and group travel insurance, and even health insurance for college students.

>> learn more

 
 
 
 
 
 
©2006 Nationwide Specialty HealthSM


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